Tuesday, May 7, 2024In today’s digital age, businesses face an unprecedented risk from cyber threats, making cyber liability insurance as crucial as general liability and workers' compensation. Unlike physical threats that can be more predictable and visible, cyber threats are insidious, lurking unseen until they strike. READ MORE >>
Monday, April 15, 2024Maximizing Savings Amidst Challenges In Commercial Auto Insurance We are sure you have noticed that the commercial auto insurance landscape is undergoing a seismic shift, bringing a surge in costs that is delivering a significant blow to businesses. READ MORE >>
Monday, March 11, 2024In today's fast-paced fleet management sector, telematics has revolutionized how businesses approach vehicle safety and efficiency. For clients of Bone Robertson & McBride Inc., integrating telematics technology offers a pathway to significant advantages, including lower insurance premiums and improved driver behavior. READ MORE >>
Tuesday, January 2, 2024In the fast-paced world of business, it's not uncommon for entrepreneurs and small business owners to skip over the crucial step of creating comprehensive customer contracts. Many believe it's just extra paperwork and unnecessary hassle. However, neglecting to establish clear customer contracts can be hazardous to your business health. READ MORE >>
Friday, December 1, 2023Creating a positive and respectful workplace environment is essential for the well-being of all employees. Here are some key guidelines to foster a safe and inclusive atmosphere: 1. Foster a Culture of Respect: Encourage employees to communicate respectfully. READ MORE >>
Thursday, November 2, 2023In the fast-paced world of business, contracts serve as the backbone of many professional relationships. They outline terms, set expectations, and provide mechanisms for dispute resolution. However, it's crucial for businesses to be wary of one-sided contracts that favor one party over the other. READ MORE >>
Thursday, September 7, 2023When a general contractor employs a subcontractor, ensuring proper insurance coverage is essential to manage potential risks and liabilities. While specific requirements can vary based on factors like the nature of work and local regulations, here are the fundamental insurance types that are often recommended as a minimum for subcontractors: READ MORE >>
Tuesday, August 8, 2023Insurance carriers perform general liability and workers' compensation final audits for several essential reasons that offer direct benefits to the insured party. Understanding these can help insured businesses fully appreciate the audit process. First, final audits provide an opportunity for businesses to ensure they're paying a fair premium. READ MORE >>
Friday, July 28, 2023Why are Non-Owned and Hired Auto Liability insurance so important? Commercial Hired and Non-Owned Auto Liability Insurance (HNOA) is a crucial form of protection for businesses that utilize vehicles not owned by the company. These can include rented (hired) or employee-owned vehicles (non-owned) used for business purposes. READ MORE >>
Monday, June 19, 2023Introduction Running a business entails numerous risks and potential liabilities. While traditional insurance policies offer a level of protection, they may fall short in the face of substantial claims or unforeseen events. This is where excess and umbrella liability insurance steps in, serving as a critical asset for safeguarding your business. READ MORE >>
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