Monday, June 19, 2023Introduction Running a business entails numerous risks and potential liabilities. While traditional insurance policies offer a level of protection, they may fall short in the face of substantial claims or unforeseen events. This is where excess and umbrella liability insurance steps in, serving as a critical asset for safeguarding your business. READ MORE >>
Thursday, May 25, 2023Workers’ compensation insurance is essential and often state-mandated insurance coverage for employers with employees. It provides employees with benefits that can assist them in recovering from work-related injuries or illnesses. The intent of this insurance is to protect both employees and employers. READ MORE >>
Tuesday, April 25, 2023Managers in leadership positions often face the daunting task of handling difficult employees. When an employee exhibits problematic behavior and a poor attitude, it can quickly spread and negatively impact the entire team’s productivity. To mitigate these negative effects, managers must address difficult employees immediately. READ MORE >>
Monday, January 30, 2023General Liability insurance can protect you from allegations that your business caused bodily injury or property damage to a third party. Such claims are not uncommon and can result in costly out-of-pocket expenses. This is also one of the most common coverages that is also required most often in client contracts and various regulatory and licensing boards. READ MORE >>
Tuesday, December 6, 2022Employers of all sizes have some level of employment practices liability exposure. Research indicates that as of 2017, employment lawsuits have increased by more than 400% since 1997.1 Bone, Robertson & McBride, Inc. has over 45 years of experience in the commercial insurance industry. READ MORE >>
Wednesday, October 19, 2022During a merger or acquisition, insurance policies and finances need to be scrutinized and the future of employees addressed. Cyber security is often put on the back burner, which is unfortunate, because this is a time when company data is at its most vulnerable. READ MORE >>
Wednesday, September 28, 2022Entities of all sizes and industries are vulnerable to business-related crime, even with security measures in place. Commercial crime insurance can provide essential coverage for these events. The team at Bone Robertson & McBride in Alamo, California, can help you analyze your commercial insurance needs and assist you in building a comprehensive portfolio that suits your business. READ MORE >>
Wednesday, August 17, 2022Movable property and equipment are essential for your business operations and are often used in the field. However, they are exposed to several risks (e.g., severe weather and fire) that could damage or destroy them, or they may be stolen. READ MORE >>
Thursday, July 7, 2022Reading a contract thoroughly before signing is an essential best practice for your business. Although it may be easy to assume the written language reflects the verbal agreements from negotiating, that may not always be the case. Additionally, clauses may be incorrect or adverse to your business’s interests. READ MORE >>
Monday, June 20, 2022Non-employee personal use of a company’s fleet vehicle comes with multiple risks, and businesses may wish to implement policies to prevent this practice. Understanding the hazards and liabilities and how insurance may not cover these situations is essential. READ MORE >>
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