Environmental Contractors Insurance
 Insurance for Environmental Contractors
As an Environmental Contractor, your business navigates many risks and exposures. Fortunately, Bone Robertson & McBride has over 49 years of experience helping businesses like yours.
Using our knowledge, dedication and reliable relationships with “A” rated by A.M. Best carriers, our staff will work with you to determine your specific insurance needs and assemble a tailored insurance plan.
Our team offers extensive options to help protect your business’s future, including the following featured coverages.
Environmental Contractors are often tasked with managing hazardous materials and complicated situations while adhering to various regulations. Even everyday operations could bear significant potential for liability issues. Fortunately, we’re here to help with multiple liability program features, including:
- Third-Party Bodily Injury
- Third-Party Property Damage
- Personal and Advertising Injury
- Per Project Aggregate
- WRAP/OCIP compliance assistance
Pollution Liability
Employers in the environmental contractor industry must account for various risks and exposures related to pollution. A single error can have significant consequences for your business. We will assist you in finding a robust policy that features critical components, such as coverage for accidental spills and the resulting cleaning costs.
Your business must insure its property and that of other parties for which they take responsibility. To help protect your company from losses arising from property damage, our brokers can provide the following types of assistance:
- Coverage for structures used to operate your business
- Inland Marine coverage
- Business Personal Property coverage (e.g., inventory, contents, stock)
- Installation floaters to cover materials stored at a job site
Workers’ Compensation
Employees in the environmental contractor industry may be subject to many risks and hazards while conducting their duties. As an employer, you are legally required to carry Workers’ Compensation insurance to help support workers who are injured or become ill at work. An adequate workers’ compensation policy can provide critical financial assistance for the following expenses:
- Medical treatment/rehabilitation
- Lost income
- Disability/death benefits
- Lawsuits
Business Interruption
Our agents can also help you acquire vital business interruption insurance. This coverage, also called business income insurance, provides critical aid if your company is forced to pause its regular operations. Specifically, an optimal policy can help cover the following costs:
- Rent and mortgage payments
- Payroll
- Lost income
- Loan interest payments
- Relocation costs
- Tax payments
As you transport employees and supplies between job sites, it’s necessary to have the right insurance. Bone Robertson & McBride, Inc. will work tirelessly to help you meet state auto liability requirements while also carrying enough coverage to protect essential vehicles and equipment. The following options highlight our commercial auto insurance program:
- Any Auto coverage
- Specific Auto coverage
- Auto Liability coverage
- Permanently attached Equipment coverage
- Hired and Non-Owned Auto Liability
- Comprehensive and Collision coverage
- Additional Insured endorsement
- Auto Transit Pollution
- Applicable Federal & State Filings (where required)
Additional Coverages
As an industry leader with nearly a half-century of experience, our staff understands that all businesses have unique coverage needs. In addition to the aforementioned core programs, we are prepared to supplement your insurance portfolio with various other policies that may be integral to protecting your company’s future, such as the following:
- Professional Liability Insurance (Errors and Omissions)
- Employment Practices Liability
- Cyber Liability
- Excess Liability
- Surety Bonds
- Employee Benefit Liability
- Group Health Insurance
- Group Voluntary Benefits (e.g., Dental)
- Crime (including Third Party)
Get the Right Coverage
Environmental Contractors may often have to conduct complicated tasks amid challenging conditions.
The insurance staff at Bone Robertson & McBride, Inc. are ready to assist in providing you with a tailored insurance plan for your unique company needs. Contact us today to get started.
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